At Novation Title, we’re thrilled to announce a significant milestone in our journey—our acquisition of North Star Title! This merger represents a powerful union of talent, expertise, and a shared commitment to excellence in the real estate industry. With the addition of Team Nick and the loyal clients of North Star Title, we’re excited about the growth opportunities this brings. Our combined team is now stronger than ever, and together, we’re poised to push the boundaries of innovation in our industry. This acquisition isn’t just about expanding our reach; it’s about enhancing the experience we provide to every client and partner. We believe that transformation is at the heart of progress. As we welcome our new team members and clients, we’re reminded of a favorite quote: "Transformation is a journey without a final destination." – Unknown This journey of growth and innovation is one we’re excited to embark on together. The future is bright, and we can’t wait to share all the amazing things coming your way. Stay tuned for more updates as we continue to innovate and lead in the real estate industry. Here’s to new beginnings, greater success, and a transformed future! Cheers to growth and innovation, Novation Title

You’ve found the perfect home and negotiated a successful contract, so the house is yours…right? Not quite. There’s a lot that happens from the time your offer is accepted to the day of the actual closing. So why does it take so long, and what actually goes on behind the scenes? Between loan approval and closing, your title company is busy doing a lot of work to oversee the purchase process and make sure everything goes off without a hitch. If you are working with a real estate agent, they will place an order with a title agent as soon as your sales contract is accepted. While many homebuyers rely on their real estate agent to select a title company, homebuyers should know they have the option to choose for themselves! After all, a title company has a lot to do with how smoothly and timely the process goes. But what exactly does the closing process entail? Here’s a ‘behind the scenes’ look at what your title company is doing to ensure your transaction closes on its scheduled date and time (and get you into your new home as quickly as possible!) PURCHASE AGREEMENT – In order for title work to begin, the title company receives a copy of the Purchase Agreement (which defines the terms of the sale) and as a neutral party we follow the contract and instructions that are given to us. The title company also often acts as the settlement/escrow agent and will hold the earnest money deposit in an escrow account, where the funds will remain until the time of closing. TITLE SEARCH – Next, the title company will conduct a thorough title search of public records to determine that there are no issues with the title (such as judgments, liens and encumbrances, and title defects). Once that search has been completed, a commitment or preliminary report for title insurance is prepared for the lender and/or home buyer. TITLE INSURANCE – If you’re receiving financing, your lender will likely require that you purchase a Loan Policy (however, it only protects the lender). In many cases two policies are issued — one to protect the lender and one to protect the homeowner (Owner’s Policy), which protects you from title defects that existed prior to the issue date of your policy. In the state of Utah it is typical that a buyer purchases a lender’s policy and a seller purchases an owner’s policy. SETTLEMENT STATEMENT – Once the title company has received and complied with all of the lender’s closing instructions and loan documents, they will prepare a settlement statement which outlines all of the costs for both the buyer and seller associated with the closing. This includes earnest money deposits, adjustments and prorations, existing loan payoffs, disbursements and escrow fees. CLOSING DAY – When all paperwork has been completed, the title company will confirm the date, time, and location of the closing with all parties involved. At the closing, your escrow officer will explain the documents that need to be signed and collect the required signatures. Once papers are signed and the loan has been funded, you’ll receive the keys to the house. This is, of course, based on the possession date on your real estate contract. While you’ve been busy packing and coordinating the movers, much more is done behind-the-scenes that leads to move-in day. It is the title company’s role to not just facilitate the transaction that will get you into your new home, but to alleviate some of the stress that comes along with it. At Novation Title, we believe that everyone working together makes closing day a cause for celebration! -Novation Title Team

This past Saturday morning, some of our Novation Title team rolled up their sleeves and joined forces to make a difference at the Utah Food Bank. With energy and enthusiasm, Heidi, her daughter Haley, Tristan, Kristi, our Agent friend Kim and Steph dove into the task of sorting and packing food for those in need. Their dedication paid off in a big way—we set a record time of just 9 minutes and 5 seconds to pack a full pallet! Volunteering at the Utah Food Bank was not only a rewarding experience but also a powerful reminder of the importance of giving back to our community. Every box packed means a child has food on their table, and every minute spent volunteering makes a real impact on the lives of so many utah familys and our very own neighbors. At Novation Title, we believe in the strength of community and the power of teamwork. By coming together, we achieved something truly special and set a new benchmark for future volunteer efforts. We're incredibly proud of our team's hard work and commitment to supporting such a vital cause. Thank you to the Utah Food Bank for the opportunity to contribute. We look forward to many more volunteer events where we can continue to make a positive difference, one record-setting pallet at a time! If you are interested in volunteering or donating you can find out more about all the incredible work the Utah Food Bank is doing here: https://www.utahfoodbank.org/ Stay tuned for more updates on our community efforts and remember—every act of kindness counts!

As we emerge out of the cold and gloomy seasons into the breeze and sunshine of May it seems there is no better month to focus on Mental Health Awareness. While 1 in 5 people will experience a mental illness during their lifetime, everyone faces challenges in life that can impact their mental health. The Title & Escrow industry is one BIG emotional rollercoaster! At Novation Title we understand that dealing with some of the most important transactions in our clients' story can be challenging at times, we might even say it can be a trigger for some people, which is why being in our best state of mind is such a priority. As a team we value having the time to meditate, decompress, and unwind for a few seconds to be able to put our best mind to work. Our Midvale office has a meditation room available for our clients and our team to secure a safe spot to be able to tap into that higher self. Novation Title is committed to increasing awareness and understanding of mental health and learning more ways our community can take to protect their mental health. We hope we can bring more acceptance and love to this very important matter by shining some light in the darkness of this topic. Now more than ever we want to stay connected to others to let them know that they are not alone.

When it comes to real estate title insurance, you probably haven’t considered it to be the most exciting part of the home purchase process. We get it — we’ve been there, too. There are so many ‘i’s’ to dot and ‘t’s’ to cross for home buyers that title insurance often becomes just another frustrating document to sign. But we’re big believers that anything can be fun (yes, even insurance!) After all, it is meant to protect all parties (did someone say party?) involved and is critical to establishing peace of mind for homeowners who deserve to be properly educated. We want to be part of the reason they choose you to represent them in this process. So how, exactly, are we doing that? By creating an extraordinary experience for everyone. Here are 5 ways Novation is making a difference and standing out in the crowd. #1: Paperless encrypted web storage You can access your real estate title insurance documents online with safe and secure paperless storage options (plus additional consumer storage – up to 10,000 documents!) Closing details, closing documents, and other information related to the transaction can be easily shared with all parties involved so you get what you need, when you want it. #2: We help educate YOUR consumers It is our mission to create an environment that is completely different for everyone involved in the title insurance process — the consumers, the clients and the employees. Your consumers should know not only what title insurance is, but why they need it. In a case of a title defect, liens or even human error, they will understand how they’re protected. #3: Survey on performance We want to know: How can we improve? Your feedback is essential to not only our growth and success as a company, but our ability to serve you in the best way that we can. Loved your experience with one of our escrow officers? We want to hear about it. Not a fan of our pens? Give it to us – we can take it. #4: Capturing the moment We document and capture all of the important moments in our lives, why should this be any different? Purchasing a home is one of the most important investments people make, and it deserves its own celebration! (Plus, who doesn’t love a polaroid?) #5: We get you testimonials! We will personally ask your clients at closing about your journey together. We will highlight you at the end of every closing and make sure to get a review just for YOU! Taking the stress off you and redefining what your Title Company can do for you. Don’t forget to ‘like’ us on Facebook and follow us on Instagram @novationtitle for company updates, innovative title insurance solutions and industry news that affects you!

Hey there, future homeowner! So, you're diving into the wild world of real estate, huh? Exciting times ahead! 🏡 But hold up – before you pop the champagne, let's talk about something crucial: choosing your title company. Now, who gets to decide on this? Spoiler alert: it's you! Sure, your real estate agent or lender might throw a few suggestions your way, but ultimately, the choice is yours. So, let's make it count! First things first, do some snooping around. Check out different title companies online, ask your pals for recommendations, and see what vibes with you. You want someone reliable, experienced, and who's got your back, no matter what. Oh, and don't be shy – ask questions! Seriously, grill them like you're on a first date. How long have they been in the game? What's their process like? And most importantly, can they handle your quirks and concerns like a champ? Remember, this isn't just about paperwork – it's about peace of mind. Your home sweet home is a big deal, so choose a title company that feels like the perfect fit. Trust me, it'll make all the difference when it's time to pop those keys in the door!

February is not just about Valentine's Day chocolates and romantic gestures; it's also about spreading love and kindness to those who need it most. And boy, did we have an amazing time doing just that with our February Giveback! This month, we teamed up with the incredible For The Kids nonprofit to make a difference in the lives of children in our community. And let us tell you, it was a heartwarming experience from start to finish. First things first, our team rolled up their sleeves and dove straight into action. We spent a day volunteering, packing a whopping 100 meals to be delivered to those in need. The joy of knowing that these meals would bring smiles to the faces of children warmed our hearts in ways we can't even describe. But we didn't stop there! Oh no, we were just getting started. With our sleeves still rolled up and our spirits soaring, our very own Joe packed the truck with all those delicious deliveries for that Friday. The excitement was palpable as we imagined the happiness these meals would bring to families across our community. And guess what? Our amazing supporters rallied behind us in full force! Through their generosity, we collected over 100 additional items to donate to For The Kids. From canned goods to pantry staples, every single donation meant the world to us and to those we're helping. As we reflect on our February Giveback journey, we can't help but feel overwhelmingly grateful. Grateful for the opportunity to make a difference. Grateful for the support of our community. And most of all, grateful for the chance to spread love in every way we can. It's worth mentioning that our dedication to For The Kids goes way back – we supported their mission back in 2021, and we're committed to continuing this beautiful partnership for years to come. To everyone who volunteered, donated, or simply cheered us on from the sidelines – thank you. Thank you for believing in the power of kindness. Thank you for joining us on this incredible journey. Together, we're making the world a brighter, happier place, one meal and one smile at a time.

The curtains have risen, the confetti is in the air, and we are ecstatic to share the electrifying plans Novation Title has in store for 2024! This year's big reveal event was nothing short of a spectacle. Hosted on Zoom, it was a virtual fiesta with most of our incredible team. We kicked off the event with a bang, unveiling not just launches but also insights from a unique case study involving over 250 Agents. Picture this: a backstage pass to what the real estate game-changers need in 2023. It's a report that's about to revolutionize the way we navigate the real estate landscape. There were reminders of the tools that spark creativity at Novation Title – from ecording rooms to meditation rooms. We also shared all about Nova Connect, and an exclusive savings opportunity. A mic drop moment, unveiling our Referral Program, updated Diamond Partnership and Diamond Plus perks, and our Nova Show: Real Estate Records Podcast now with fresh episodes every week. As if that weren't enough, Novation Title is officially rocking the YouTube scene as of Season 3! The website got its moment in the spotlight as we went through its hidden treasures. Real Estate Pop Bys, the Title Rate Calculator – it's like a digital treasure hunt. And let's not forget the Nova Academy Calendar, our roadmap to success with all of our class schedules. Speaking of Nova Academy, we shared the excitement about upgraded classes tailored to your needs. Learning just got a whole lot more thrilling! We put the spotlight on Nova Stories – and how we have updated this experience to help you. Lights, camera, action! Novation Title's values – the Give Backs that have shaped our community. From Primary Children's Hospital to Sub for Santa, we've been making a difference for over six years. We are so excited for all of our upcoming community services. Novation Nation, are you as pumped as we are? The future is now, and we're ready to take 2024 by storm. Stay tuned for more updates, adventures, and game-changing moments from Novation Title. Here's to an extraordinary year ahead!

Ready to embark on a journey filled with excitement, inspiration, and invaluable insights? Nova Show: REAL Estate Records is your ticket to a world where the real estate industry's brightest stars share their stories, lessons, and the secrets of their success. In every episode, we turn up the volume on real estate triumphs. With episodes that are nothing short of a rollercoaster ride, Nova Show lets you in on the stories, lessons, and secrets of real estate's brightest stars. From Yarhtib Vazquez's mission to change the landscape for Utah's Latino community to our very own CEO Nuria Rivera's heartfelt gratitude to our clients and the birth of Novation, every story is a beacon of hope. Then, we dive into the vibrant real estate journey of Aaron Pehrson and Parry Dean Ward in a fun, easy-going, yet professional conversation. And Abril Burgoyne's transformation from a young mother in North Carolina to a passionate advocate for Utah's Hispanic community inspires us all. The power couple, Marcella Torrez and Josh Haley, dazzle us with their dynamic journey and unyielding dedication to their clients. Their path from California to Utah is a testament to the opportunities in the industry. And now, in our latest episode, Lisa Martinez shares her incredible path, amplifying her voice as a negotiation expert, military relocation pro, and luxury home marketing specialist. Nova Show: REAL Estate Records is the stage where these exceptional individuals amplify their voices, and it's the platform where you can hear their journeys and learn from their lessons. This show is all about fun, excitement, and hope. It's a celebration of the real estate industry's diverse voices, each one adding a unique note to the symphony of success. It's a reminder that your dreams, too, can find their voice in the world of real estate. Ready to be part of the real estate story? You can listen to the Nova Show: REAL Estate Records now! We are on Spotify, Apple Podcast, Amazon Music, Deezer and many othe platforms. Your success could be just one episode away! Listen here: https://blubrry.com/therealestaterecords/